Dashboard Overview
Loan Disbursement Trend
Loan Status Distribution
Recent Loan Applications
| Borrower | Amount | Purpose | Status | Date |
|---|
Recent Activity
Upcoming & Due Loans (Due today & next 3 days)
Overdue Loans — Send Reminders
Portfolio At Risk (PAR)
Loading PAR data…
Awaiting Contract Signature
Borrower Management
| # | Full Name | Omang No. | Phone | Employer | Active Loans | Risk Level | Status | Actions |
|---|
Unverified Accounts
Loan Management
| Loan Ref | Borrower | Amount | Interest | Term | Monthly | Balance | Status | Actions |
|---|
Repayment System
Pending Payment Proofs
Recent Repayments
| Receipt # | Loan ID | Borrower | Amount Paid | Method | Date | Balance After | Recorded By | Actions |
|---|
Collections & Defaults
| Borrower | Loan ID | Overdue Balance | Days Overdue | Last Contact | Risk Level | Promise Date | Actions |
|---|
Website Analytics
Real-time visitor tracking, traffic sources and click analytics for your public website.
Reports & Analytics
Daily Collections
Summary of all collections made today
Loan Disbursement
All loan disbursements by date range
Defaulters Report
List of all defaulting borrowers
Revenue Report
Interest income and fees collected
Loan Aging Report
Loans grouped by aging buckets
Branch Performance
Performance metrics per branch
Balance Sheet
Assets, liabilities and net equity position
Cash Flow Statement
Monthly inflows, outflows and net position
Loan Aging (Buckets)
Overdue loans grouped into 30/60/90/120+ day buckets with detail
Monthly Collections
All repayments for a selected month with CSV export
Portal Loan Applications
Review and approve/reject applications submitted by borrowers
Officer Commissions
Track and pay loan officer commissions (7% of approved loan)
Collections vs Disbursements
Messages
Webmail
Appointments
Notifications
Investor ROI Dashboard
CFO-level view of all investor capital, returns, risk exposure and distributions.
Investment Partnership Programme
Manage investor accounts, capital deployment & profit distribution
| Investor | Option | Share % | Total Invested | Available | Active Loans | Returns | KYC | Status | Actions |
|---|
Staff & Role Management
| Name | Role | Branch | Last Login | Status | Actions |
|---|
System Settings
System Behaviour
Controls how frequently the dashboard auto-refreshes data in the background. Minimum: 30 seconds. Default: 120 seconds.
Business Information
Branding
Color Scheme
Loan Products
Default Loan Settings
Branch Management
Borrower Portal Settings
Payment Methods
Business Banking Details (printed on repayment schedules, receipts & invoices)
SMS Settings
Email Settings
Investor Portal URL
The link sent to investors in welcome and password-reset emails. Use the {{portal_url}} placeholder in the email body below to insert it automatically.
Investor Welcome Email
Sent automatically whenever an investor is created with a password, or given portal access, or has their password reset. Use the placeholders below — they are replaced with the investor's actual details when the email is sent.
IMAP Settings (Incoming Mail)
Configure IMAP to read your mailbox folders (Inbox, Sent, Drafts, Trash) from within the admin panel.
SMTP Settings (Outgoing Mail)
SMTP settings are shared with the transactional email system. Configure them in the Notifications tab → Email Settings.
Email Signature
Auto-appended to every new email you compose (not added on reply/forward).
Scheduled Emails
Emails queued to be sent at a future time. Processed by the nightly cron.
WhatsApp Business API
Connect the Meta WhatsApp Business Cloud API to send messages to borrowers directly from the system.
Enable WhatsApp Messaging
Meta Cloud API Credentials
Quick Setup Guide
- Create a Meta App at developers.facebook.com
- Add WhatsApp product to your app
- Copy the Phone Number ID from API Setup
- Generate a permanent System User token in Business Manager
- Paste both values above and save
- Use "Test Send" to verify the connection
Website Content Manager
All content on your public website is managed here. Changes are live immediately after saving.
Site Identity
Website Colours
Penalty Management
| Date Applied | Borrower | Loan Ref | Type | Months Overdue | Balance Before | Penalty (30%) | Balance After | Status | Actions |
|---|
Audit Logs
| Timestamp | User | Action | Module | IP Address | Details |
|---|
Database Backup & Recovery
mysqldump on the server and stores the compressed SQL file in the backups/ folder. Only Super Admins and Admins can create or delete backups. Use the Download link to save a backup locally, or find files in backups/ via cPanel File Manager.
| # | Filename | Size | Created | Actions |
|---|---|---|---|---|
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Collateral & Security Management
| # | Loan Ref | Borrower | Type | Description | Est. Value | Condition | Photos | Verified | Status | Actions |
|---|
Vehicle Custody
| # | Item | Borrower | Loan Ref | Storage Yard | Bay | Check-In | Check-Out | Status | Actions |
|---|
Key Management
| # | Item | Borrower | Loan Ref | Keys | Tag | Storage | Received | Returned | Status | Actions |
|---|
Digital Contracts
| # | Ref | Borrower | Loan Ref | Type | Status | Signatures | Signed At | Expires | Actions |
|---|
Auction Management
| # | Item | Borrower | Start Bid | Current Bid | Ends | Bids | Status | Actions |
|---|
Receipts & Invoices
| # | Invoice No. | Type | Borrower | Loan Ref | Total | Issued At | Actions |
|---|
Banking Details
Client Banking Details
| Ref | Borrower | Bank | Account No. | Branch Code | Status | Actions |
|---|---|---|---|---|---|---|
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Ownership Changes
| Date | Vehicle / Collateral | Reg No. | Borrower | Change Type | New Owner | Transport Dept Ref | Notified | Notes |
|---|---|---|---|---|---|---|---|---|
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Bluebook / Registration Book
| Date | Vehicle / Collateral | Reg No. | Borrower | Collected By | Omang | Phone | Type | Notified | Notes |
|---|---|---|---|---|---|---|---|---|---|
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GPS Tracker Management
| Device ID | IMEI | SIM | Vehicle / Collateral | Borrower | Loan Ref | Install Date | Status | Last Seen | Actions |
|---|---|---|---|---|---|---|---|---|---|
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GPS Tracker Inventory
| Device ID | IMEI | SIM | Brand/Model | Status | Installed On | Borrower | Installed | Actions |
|---|---|---|---|---|---|---|---|---|
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Extra Charges
| Loan Ref | Borrower | Charge Name | Amount | Description / Reason | Added By | Date | |
|---|---|---|---|---|---|---|---|
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GPS Installations
| Date | Vehicle | Reg No. | Borrower | Device ID | Installer | Location | Status | Photos | Actions |
|---|---|---|---|---|---|---|---|---|---|
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Loan Officer Reports
| Officer | Role | Loans Disbursed | Total Disbursed | Active Portfolio | Collected | Defaulted | Commission Rate | Commission Earned | Actions |
|---|---|---|---|---|---|---|---|---|---|
| Select a date range and click Run Report | |||||||||
Loan Contracts
| Contract # | Borrower | Loan Ref | Type | Status | Borrower Signed | Officer Signed | Actions |
|---|---|---|---|---|---|---|---|
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Contract Templates
{{customer_name}}, {{id_number}}, {{loan_amount}}, {{interest_rate}}, {{loan_term}}, {{contract_date}}, {{contract_number}}.
| Template Name | Type | Status | Created | Actions |
|---|---|---|---|---|
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Click Seed to create a pre-filled template based on your standard agreements. Leave the body blank when creating to auto-populate the default content.